This Privacy Policy describes
the terms of our commitment to your privacy. At Grant Authority and GrantAuthority.com we take privacy and data protection issues
seriously. We have designed this Privacy Policy to explain how we handle
your personally identifiable information collected by Grant Authority or our merchant account service provider (Echo),
when you register to access and/or purchase our Grant Authority
publication and submit your personally identifiable information throughGrantAuthority.com.com using Echo, or use another
credit card provider
Your use of this site is
evidence of your acceptance of the terms this Privacy Policy and your
agreement to check our Privacy Policy each time you visit the site for
any changes
I. Scope of this Privacy Policy
This Privacy Policy covers
Grant Authority’s treatment of personally identifiable
information that you provide us as a User of our GrantAuthority.com
web site services, as well as your personally identifiable consumer
information that we acquire in the course of our business. It also covers
our treatment of personally identifiable information that our business
partners may share with us.
Our Commitment to You
This policy describes our
privacy practices with respect to current and former users of this web
site. It will help you understand what information we collect, when
and how we share it.
At GrantAuthority.com
we recognize the importance of maintaining and protecting your privacy
and the privacy of your personal information. The personally identifiable
information you provide us when you visit or use our web site to review or purchase our
publication Grant Authority © 2006 may include your personal
information which is protected by federal and state privacy laws. We
are also aware of widespread consumer concerns about identity theft
and related privacy issues.
In light of these laws
and your rightful concerns about privacy we have established this privacy
policy to demonstrate our commitment to protect your privacy rights
when you use this GrantAuthority.com web site.
If you have questions or
concerns regarding this statement, please contact us by e-mail using our Secure Contact Form.
II. Personal Identifiable Information We Collect and Use
We collect
personally identifiable information when you visit this GrantAuthority.com
web site and when you purchase
Grant Authority publication from this web site. We may also receive personally identifiable
information from our resellers and other business partners.
We ask
for your contact information, including your name, street address, e-mail
address, phone number, when you register to access Grant Authority.
You also submit personal financial information such as a bank account
and/or credit card number to Echo or other credit card ask for you
when you purchase our publication, Grant Authority. You submit
other personal information to us when you use our web site including
Internet cookies, which are described below.
We use the services of
Echo as our merchant service account provider to process your a payment
transactions. Grant Authority is not and cannot be responsible
for the privacy policies of Echo, any other third party payment processor,
or any other payment or credit card provider that you may use. We typically
receive information related to the transaction from Echo. This typically
includes information about the payment you as a consumer have provided
to Echo or other credit card when you purchase Grant Authority.
We suggest and encourage
you to review Echo’s Privacy Policy before you use their
services, as the information you provide to Echo typically includes
your personally identifiable financial information and Echo will
typically use and reuse the information to fulfill your requests
for our publication, process payment transactions, billing, and other
payment processing services associated with your purchase transaction.
We may also send merchant
service announcements and other periodic notices about specials and
new publications or services to
you as our customer or user of GrantAuthority.com.
You have the right to “opt-out” of this e-mail notice system
at using our Unsubscribe Form.
Children: Grant Authority, through this GrantAuthority.com web site, does
not offer services, sell products or knowingly collect personally identifiable
information from children, defined herein as anyone under the age of 16.
III. How We Use Personal Information You Submit to Our Website
Any personally identifiable
information you provide to a payment processor is used to process payment
transactions and for no other purpose.
Our GrantAuthority.com
web site provides you the opportunity to read Grant Authority
on-line, to educate and inform you about the grant industry and how
to obtain grants.
- From you over the
Internet;
- From agents or service
providers, including service providers who conduct marketing service
for us;
- From the forms you
submit to us to purchase The Grant Authority
- From any other forms
or information you submit using our merchant account service provider,
Echo; and
- Other data providers.
- Service providers
used to maintain your policy, process your transaction or that assist
us with processing payments;
- Service providers
that perform marketing services for us;
- A court or governmental
agency when there is a lawful request;
- Assist law enforcement
and prevent criminal activity and/or fraud;
- As otherwise allowed
or required by law.
IV. Information Sharing and Disclosure
If you have any questions about how we use your personal information, you should contact us directly and immediately. If you have any questions about how another party (such as a payment processing vendor bank or bank) with whom we you do business handles your personal information, you should contact that company directly and immediately.
Surveys
From time-to-time we request
information from users via surveys. Participation in these surveys is
completely voluntary, and you as a “user” have a choice whether
or not to disclose this information. Information requested may include
contact information (like name and mail address) and demographic information
(such as zip code, age and gender). Survey information will be used
solely for purposes of monitoring or improving use and satisfaction
of this site.
Unless otherwise specified
in the survey, you must assume that any information provided to the
website as part of a survey
in which you participate
may be used for general solicitation for commercial purposes and that
such information will be shared with joint venture partners, affiliates,
marketing organization or used by the site itself for product design
or solicitation purposes.
Log
Files
We use your computer’s
IP address to analyze trends, administer the site, track the users’
movement, and gather broad demographic information (for aggregate use).
Your IP address is never linked to your personally identifiable information.
Cookies
A cookie is a data stored
on the your (user’s) computer that is tied to information about the
you, our web site “User”.
If you purchase Grant Authority at this GrantAuthority.com site, you will
likely provide personally
identifiable information that will
include Internet cookies, which help our Internet application process
but we do not store such personal information.
As stated
in our web site Terms
of Service
(TOS) agreement, we use your computer’s cookies to automatically and
accurately credit your account and determine your earnings. Please
also see the Security provision of our GrantAuthority.com Terms of
Service (TOS) Agreement for further details on how we use cookies
for your benefit.
Our use of cookies is in
not linked to any personally identifiable information you provide about
yourself while visiting and using this GrantAuthority.com
web site. We use both session ID cookies and persistent cookies. For
the session ID cookie, once users close the browser, the cookie simply
terminates. A persistent cookie is a small text file stored on the user’s
hard drive for an extended period of time. They are a marketing tool
which enables us to track and target the interests of you, our Users,
to enhance Users’ your experience on our site. Persistent
cookies can be removed by following Internet browser help file directions.
Users can reject the cookie and still use this GrantAuthority.com
web site.
Information
Obtained from ‘Cookies’
Many websites, including
this one, collect information about your computer, your email address,
your IP address. You must assume that your web-viewing or web-use activity
is monitored, tracked, and information collected. This information is
not usually of a personal nature, but it may help define your viewing
habits and product preferences even though the website may or may not
have any idea who you are.
"Cookies" is
web jargon for bits of computer code placed on your hard drive. A cookie
is a data stored on the your (user’s) computer that is tied to information
about the you, our web site “User”. Websites use this to keep you
'logged in', to keep track of search criteria, to monitor use, to password
protect use of the site or use of products sold by the site. Cookies
can also be used to obtain information about your computer configuration
or your use of your computer.
Cookies can be used to
electronically gather information about you. Again, it may or may not
be personal information, but it is information and by using this site
you are expressly giving permission to use 'cookies' and to use the
information gathered from their use to benefit you.
You also give permission
to collect, archive, retrieve, and use any information collected for
product design, product offers to you, and general commercial solicitation
purposes by this site or joint venture partners, affiliates, and marketing
organizations.
Grant Authority may
share aggregated statistical information such as website traffic or
demographic information with our business partners. In no case
will your personally identifiable information be included in such aggregated
information.
V. About the Personal Information We Collect and How It is Used
We collect and
obtain information about our Users and customers in various ways, such
as:
- Information you
provide when you purchase Grant Authority from our web site
and provide your personal credit card and other personal and financial
information to Echo.
- Online ordering
via SSL encrypted communication provided by Echo when accepting your
purchase order using a credit card, provides
information to us but does not provide complete credit card numbers.
In the process of online ordering, as a purchaser you provide your name,
address, city, state, email address, phone number, CVV2 (back of card)
number, and, occasionally a member password. You should consider all
this information available to the website.
- You email inquiries:
Users who wish to communicate with the website do so under two
conditions: 1) you give your permission to be contacted directly by
us at GrantAuthority.com; and 2) you understand that
you are subject to any ‘submission’ provisions of our Terms of Service
and this Privacy Policy. While your email address may or may not be
used to solicit you, it is added to this GrantAuthority.com
web site's general solicitation database.
- User email or testimonials:
If you send us an email at this GrantAuthority.com website,
or if you communicate with us by phone or mail, we collect information
about your communication. By communicating with us at GrantAuthority.com
you give your permission for us to collect, archive, retrieve, and otherwise
use any information collected as we see fit in Grant Authority Inc.’s
sole discretion.
- Users clicking on
web site banners, popups or other forms of web site advertising: If
you click on banners, pop-ups or hyperlinked advertising appearing on
this GrantAuthority.com website, you must assume that information
is being collected about you at that time. Because these are advertisements
provided by third parties, Grant Authority is not responsible
for the use of information collected in such a fashion by such third
part advertisers.
- Information obtained
from referring email or third party web sites
1) If you send
a friend an email from this GrantAuthority.com site or if
you send the url or one of our web pages to a friend, you must assume
that some data is collected about your IP address or your email address
and that of your friend. You must assume that referred emails or web
pages may appear to come from your email.
VI. Changes to this Privacy Policy
This Privacy Policy
will continually change, so you should not assume that it will remain
the same. Grant Authority and GrantAuthority.com reserve the right to modify or amend
this Privacy Policy
at any time and for any reason.
In the event of a material
change to this privacy policy and how Grant Authority will use personally
identifiable information, we will post notices of such material change
on the home page of this GrantAuthority.com web site prior
to implementing such change. If you have additional questions about
this Policy, please contact us using our Secure Contact Form.
Notice of Changes
As our GrantAuthority.com
services evolve and expand, we may modify, revise or amend this policy,
at any time and for any reason, so please check back frequently. We
encourage you to periodically check this Privacy Policy for any changes
or updates. Any changes to this Privacy Policy will be posted
on this web site. If you have questions about GrantAuthority.com
privacy practices please contact us directly at
All users of this GrantAuthority.com web site and our services should periodically
check this posted Privacy Policy for any changes or updates.
Changes
to this Privacy Policy without notice
Unless, in the sole
opinion of Grant Authority, this policy changes so drastically
as to suggest a posted notification on the site or via email, you will
not receive notification of changes to this Privacy Policy. We do not,
under any circumstances, promise such notification of changes to this
Privacy Policy.
VII. Links to other Websites
This Privacy Policy
applies only to this GrantAuthority.com web site. It does
not apply to third parties such as other companies, organizations, or
entities to which Grant Authority and this
GrantAuthority.com web site links but does not own or control.
As stated in disclaimers
throughout Grant Authority and in this GrantAuthority.com
site’s Terms of Service, Grant Authority contains links
to third party web sites and specific web pages on third party
web sites that are not under our control. Each of these third
party websites has its own privacy policies. Grant Authority is
not responsible for the privacy policies, practices or content of these
third party web sites. Each linked site was visited prior to linking
to review its content for Grant Authority. However, we cannot control
the privacy policies or any changes in privacy policies, of any third
parties. Consequently, for your own protection, we encourage you to
review the privacy policies of third party sites after you access them
by linking from Grant Authority to make sure that they respect
your privacy.
VIII. Your Right to Review and Correct Your Personal Data
You
have a right to review your personal data. To do so please contact us
by e-mail using our Secure Contact Form. Please include your name, e-mail address,
and identify the kind of information you wish to obtain.
Correcting
or Updating Your Personal Information
This
GrantAuthority.com site gives users the following options
for changing and modifying any personal information about yourself that
you have previously provided to us on this GrantAuthority.com
web site. Please send us an e-mail using our Secure Contact Form.
Correcting
Errors
If you find an error, let
us know and we will review it. If we agree, we will correct our files.
If we disagree, you may file a short statement of dispute with us. Your
statement will be included with any information we disclose in the future. You
can also request that we send it to anyone who received your information
from us in the past two years.
IX. Questions, Comments, Complaints or Incident Reports
If you have questions about
GrantAuthority.com privacy practices please contact us using our Secure Contact Form.